Home  |  About Us  |  Articles  |  Resources  |  Testimonials Request a Quote
Bad Credit Mortgages
Mortgages with CCJ's
IVA Mortgages
Poor credit mortgages
Bad credit remortgages
Mortgages for bankrupts
Mortgages for self-employed
Mortgages for debt consolidation
Mortgage arrears
Right to buy mortgages
Mortgages for first time buyers
Mortgages - credit problems
Mortgage advice
Mortgage information
Avoiding bankruptcy
Avoiding repossession
Suspended repossession
Reverse repossession
Mortgage guides
Credit Rating
Mortgage calculators
Mortgage links



   MORTGAGES WITH CREDIT PROBLEMS

Get a Mortgage Quote Mortgages with credit problems. Advice, mortgage information, guides and articles from mortgage brokers. If you have credit problems, obtaining a mortgage can be difficult. Find advice, information, guides, mortgages with credit problems, information on poor credit mortgages, advice on mortgage arrears, guides on mortgages with county court judgements and solutions for bad credit mortgages through specialist mortgage brokers.

We can introduce you to specialist Mortgage Brokers who have solutions for almost every circumstance.

There are many people who experience problems taking out a mortgage or remortgage due to current or previous credit problems. Credit problems can include:

  • Unpaid debts
  • late payments on loans and credit cards
  • mortgage arrears (perhaps culminating in repossession)
  • defaults
  • CCJs (County Court Judgements)
  • A history of bankruptcy
  • IVAs (individual Voluntary Arrangements)

Having any of the above credit problems means that many mainstream, mortgage lenders will be reluctant to offer you a mortgage or remortgage.

It is quite common for people to have credit problems that stem from financial difficulties in the past. Even though those previous financial difficulties may now be fully resolved, it is still very easy to be left with a poor credit rating as a result. And this can lead to credit problems for many years to come when trying to obtain a new mortgage. Some people assume that anyone with credit problems must have brought it on themselves by deliberately missing payments on loans or ignoring credit card bills. In actual fact, most people with credit problems got into financial difficulty through no fault of their own. It is very often the loss of earnings associated with redundancy or a long-term illness which leads people to develop credit problems. As a result, credit problems are something which can affect people from all walks of life.

But if you have got credit problems, don't give up hope of getting a mortgage. To some mortgage lenders, your situation might not look so bad as you think it is and so you may have a greater range of mortgage options available to you than you first thought. Every mortgage lender has a slightly different way of assessing mortgage applications from people with credit problems. Therefore, it makes sense to shop around when looking for mortgages with credit problems. And one of the easiest ways to do this is to let Clean Slate Mortgages put you in touch with a specialist mortgage broker who can help you in your search for a mortgage with credit problems.


 

Home | About Us | Articles | Resources | Testimonials | Bad Credit Mortgages | Mortgages with CCJ's
IVA Mortgages | Poor Credit Mortgages | Bad Credit Remortgages | Mortgages for Bankrupts
Mortgages for Self-Employed | Mortgages for Debt Consolidation | Mortgage Arrears
Right to Buy Mortgages | Avoiding Bankruptcy | Avoiding Repossession | Suspended Repossession
Reverse Repossession | Mortgage Guides | Credit Rating | Mortgage Calculators | Mortgage Brokers
Credit Problems Mortgages | Mortgages Bad Credit | Mortgages Poor Credit
Mortgages for Discharged Bankrupts | Debt Consolidation Mortgages | Poor Credit Remortgages

Terms And Conditions Of Use
Copyright ©  | Designed by : Divadani Design

This website is provided as an independent marketing website.
We are neither a mortgage lender nor an independent financial adviser and, as such, are unable to offer financial advice.
Enquiries generated via this website are passed on to independent financial advisers and mortgage brokers.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

This website has been approved by SN Financial Services Limited for the purposes of s. 21 of the Financial Services and Markets Act 2000.
SN Financial Services Limited is authorised and regulated by the Financial Services Authority. Firm Reference number 231014.
This may be checked at www.fsa.gov.uk/register/